My Services For Home Buyers

 

Congratulations! You have decided to purchase a home, or are thinking about buying one. You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours and over time, your home will increase in value.

While buying a home is always an exciting time it can be at times a daunting endeavor. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home meets your needs at the right price. My services and experience range from helping you find the home that best suits you and your family, through negotiating the best deal, all the way to the closing table. For your convenience, I also offer listings by email. I pride myself on repeat business and hope you'll come to understand why.

Before You Start Looking For Your New Home:  

    • Check your credit rating. Straighten out any errors before you start the mortgage inquiry process.
    • Determine a comfortable monthly budget for your mortgage, including down payment and monthly payment.
    • Find a loan program that meets your needs and get not just pre-qualified but pre-approved. A seller may not take you seriously without it unless you are paying cash.
    • If you are planning to pay with cash for your new home make sure that you have proof of funds from your financial institutions handy.
    • Choose an experienced REALTOR® that you trust and who understands your needs.
    • Determine what neighborhood best matches your needs and wants.
    • Identify important features you need to have in your new home.


    Check Your Credit Report Today
     

As Your Buyer's Agent, I Will:  

    • Assure that you see all the properties in the area that meet your criteria and budget.
    • Guide you through the entire home buying process, from finding the right home, all the way to the closing table. 
    • Make sure you don't pay too much for your new home and help you avoid costly mistakes.
    • Answer all of your questions about the local market area, communities, their neighborhoods, the local economy, and more. 

 


Home Buyer's Reports

 

In the following reports, you'll find some more information you need to make a wise buying decision. I'll take you through the planning process step-by-step, to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Please contact me if you have any questions or concerns regarding buying a home in Westchester or Putnam counties, or elsewhere in New York.

Below, select desired reports and complete the form provided.



Avoid Common Buyer Errors

Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.

But Do You Need It

Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.

Buying Your First Home

Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.

The Right Home at the Right Price

This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.


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Ida Fichera
 
Ida Fichera
Email Ida
 
Phone: 914-276-7400
Cell: 845-661-3421
Fax: 914-276-7406
Address: Keller Williams Realty Partners, 2 Old Tomahawk Street
City: Yorktown Heights
State: New York 10598

Buyer's Resources

 

New York State Mortgage Programs

Freddie Mac Mortgage Programs

American Recovery and Reinvestment Act of 2009

Ginnie Mae Mortgage Programs

Federal Housing Authority Mortgage Programs

 

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